AMFI Registered Mutual Fund Distributor ARN-287902
18 Years Army Discipline AMFI ARN-287902

Disciplined Wealth Creation for Real India.

Combining 18 years of Indian Army Educational Corps integrity with 11+ years of personal wealth management. Honest, goal-based mutual fund advisory for salaried professionals, business owners, and families.

18+ Yrs

Military Precision & Ethics

100% Free

Zero Advisory Fees for Investors

Digital

Paperless Onboarding via AssetPlus

Wealth Power Snapshot

Real-Time Estimator
₹5,000 / Month for 15 Yrs: ₹30.68 Lakhs
₹10,000 / Month for 20 Yrs: ₹1.51 Crores
₹25L Corpus SWP Pension: ₹20,000 / Month
Explore All 4 Financial Calculators ↓
Calculated at an estimated long-term CAGR of 14% p.a.
Authorized AMC Distribution Partners:
🏛️ SBI Mutual Fund 🏢 HDFC Mutual Fund 🏦 ICICI Prudential 📈 Nippon India 💼 Kotak Mahindra 📊 Axis Mutual Fund 🌐 Mirae Asset
Financial Tools & Modeling Suite

Comprehensive Wealth Planning Calculators

Discover how systematic investments, retirement pensions, and early planning compound into financial freedom.

Monthly Investment (₹)
₹
Investment Tenure (Years)
Yrs
Expected Annual Return (%)
%
Wealth Projection Monthly SIP
₹9,00,000
₹21,68,542
Milestone Compounding Matrix (Year-by-Year Growth Table)
Time Horizon Total Capital Deposited Compounding Gains Total Projected Wealth
Total Corpus / Retirement Capital (₹)
₹
Desired Monthly Pension / Withdrawal (₹)
₹
Withdrawal Duration (Years)
Yrs
Expected Portfolio Return Rate (%)
%
SWP Pension Output Regular Cashflow
₹36,00,000

💡 SWP Advantage: You receive monthly income like a pension, while your remaining corpus continues compounding inside high-quality funds.

Plan Your SWP Pension with Nand Kishor →
⚠️ The Cost of Waiting: Every year you delay starting your SIP costs you lakhs of compounding returns in the final years.
Intended Monthly SIP (₹)
₹
Planned Investment Tenure (Years)
Yrs
Expected Annual Return (%)
%
Delay Impact Loss Comparison
₹65,80,000
₹42,50,000
Don't Delay: Start Today at ₹500 ↗
Select Goal Type:
Target Goal Amount (₹)
₹
Years Available to Reach Goal
Yrs
Expected Return Rate (%)
%
Required SIP Goal Target
₹25,00,000
₹10,77,840
₹14,22,160
Lock This Goal SIP with Nand Kishor →
Client Services & Regulatory Hub

Investor Utility Desk

Quick access to official statutory links, KYC status checks, and consolidated mutual fund statement generation.

Check KYC Status

Verify your mutual fund KYC compliance instantly using your PAN on the official CVL-KRA portal.

Verify KYC on CVL ↗

AMFI ARN Verification

Verify Nand Kishor's official distributor credentials (ARN-287902) directly on the AMFI India national database.

Verify on AMFI India ↗

CAMS / KFintech CAS

Request a single Consolidated Account Statement (CAS) of all your mutual fund holdings across all fund houses.

Generate CAMS CAS ↗

SEBI SCORES Portal

SEBI Complaints Redress System. 100% regulatory transparency and investor protection mechanism.

SEBI SCORES Portal ↗
Tailored Financial Architecture

Structured Wealth Solutions for Every Life Stage

Whether your goal is 3 years away or 30 years away, strategic asset allocation drives consistent outcomes.

Goal-Based SIP Architecture

Matching your risk capacity with proven large, flexi, and multi-cap funds for long-term compounding.

Calculate SIP →

Child Higher Education Corpus

Beat 10%+ educational inflation so your children can study at top institutions without educational loan stress.

Plan Education →

Retirement & SWP Monthly Income

Create an inflation-beating monthly pension stream for retired armed forces personnel, government staff, and seniors.

Calculate SWP →

Tax-Saving ELSS (Section 80C)

Save up to ₹46,800/year under 80C with the shortest lock-in (3 years) and high equity wealth potential.

Invest in ELSS →

Free Portfolio Health Checkup

Unbiased diagnostic of your existing mutual fund folios. Identify overlapping schemes and underperforming funds.

Request Review →

PersFin Financial Literacy Talks

Corporate, institutional, and veteran financial awareness webinars. Plain language education without commercial pressure.

Watch Academy →
Financial Education in Plain Hindi

PersFin Academy: Paise Ki Planning

Weekly video insights breaking down market volatility, SIP strategies, and real-life wealth creation.

🔴 Featured Masterclass

म्यूचुअल फंड व SIP की सही रणनीति — शुरुआत से समझें

Watch Nand Kishor explain the difference between RD and SIP, how to navigate market dips, and build disciplined wealth.

Subscribe to YouTube Channel ↗
FOUNDATIONS 4 MIN READ

SIP vs Bank RD: 15 साल में कौन बनाएगा वास्तविक दौलत?

Understand how 6% inflation erodes fixed deposit returns and why equity compounding generates inflation-beating wealth.

MARKET PSYCHOLOGY 5 MIN READ

मार्केट गिरने पर SIP बंद करने की गलती क्यों नहीं करनी चाहिए?

Learn rupee cost averaging: market corrections are discounts where you accumulate more units for the next bull run.

TAX EFFICIENCY 3 MIN READ

ELSS टैक्स सेवर फंड्स: 80C में सबसे बेहतर रिटर्न कैसे?

Comparing ELSS with PPF, NSC, and ULIP. Lowest 3-year lock-in with dual benefits of tax rebate and wealth generation.

Ex-Junior Commissioned Officer (AEC)
Nand Kishor
Founder, SipSarthy · AMFI Registered MFD (ARN-287902)

"Having dedicated 18 years to the Army Educational Corps educating our soldiers, I now commit the same military discipline, transparency, and integrity to safeguarding and growing your family's financial future."

18 Years

Indian Army Service (Integrity & Discipline)

11+ Years

Practical Personal Wealth Management

Our Fiduciary Philosophy

A Sarthy doesn't just show the path — he walks alongside you.

Financial mis-selling is rampant when advisers are driven solely by short-term product commissions. At SipSarthy, every recommendation is governed by military-grade ethics and investor-first goal alignment.

Zero Mis-Selling Guarantee

We never push high-risk funds for short-term commissions. Every fund is vetted for consistency and downside protection.

Annual Review & Rebalancing

Opening an account is only day one. We conduct periodic reviews to keep your portfolio aligned with your target maturity date.

No Jargon Transparency

Everything is explained in accessible, respectful language so you always understand where and how your money is growing.

Personalized Consultation

Receive a Custom Goal-Based SIP Plan on WhatsApp

Share your goal and timeframe. Nand Kishor will personally analyze and formulate an optimized portfolio allocation roadmap for you — 100% complimentary.

✓ Zero obligations or lock-in pressure
✓ Direct adviser communication (no spam bots)
✓ 100% data privacy assured

Request Free Advisory

Clarity & Governance

Frequently Asked Questions

Clear, direct answers to common questions regarding mutual fund distribution and advisory.

What is an AMFI Registered Mutual Fund Distributor?

An AMFI Registered Mutual Fund Distributor (ARN-287902) is licensed and regulated by the Association of Mutual Funds in India (AMFI) under the oversight of SEBI. Distributors assist investors in KYC compliance, fund selection, paperless execution, and portfolio monitoring.

Does SipSarthy charge any upfront advisory fees from investors?

No. Our guidance, portfolio review, and onboarding support are 100% complimentary for investors. Mutual fund distributors receive a regulated trail commission directly from the Asset Management Companies (AMCs) as per SEBI regulations.

Where is my investment money deposited? Is it secure?

Your money is never handled or held by SipSarthy. All investments are routed directly from your verified bank account via NPCI bank mandate (auto-debit) to SEBI-regulated fund houses (e.g. SBI, HDFC, ICICI Prudential) through our secure transaction partner AssetPlus on the BSE/NSE infrastructure.

How can I track my portfolio and login after starting my SIP?

Once your account is created, you receive dedicated login credentials to our institutional mobile app and web client portal (`https://m.assetplus.in/#!/login`). You can monitor real-time NAV, portfolio returns, tax capital gain statements, and initiate additional transactions 24x7.

Can I pause, stop, or withdraw my SIP whenever I want?

Yes! Open-ended equity and debt mutual funds offer complete liquidity. You can pause or stop your monthly SIP online without any penalties. You can also redeem your money back to your bank account within 1 to 3 working days.

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